Our Online Finance Center

Get Auto Financing Online

At Spirit Chrysler Dodge Jeep Ram, we understand the complexities of obtaining a new vehicle of any brand. And in this, we pride ourselves on a commitment to servicing the client by presenting financing options that meet with your approval first. Our finance team has a clear mission for our local Roswell or Amarillo clients who want a new Jeep Wrangler, Dodge Charger, or any other vehicle available for sale or lease at our store in Lubbock, TX.

Buying and Leasing near Midland, TX & Roswell, NM

Whether you're looking at leasing or financing for a new Jeep Renegade or buying a pre-owned Dodge Durango, we're here to help you find the perfect deals. Our finance team has a network of local banks and lenders, so we can get a variety of offers for you quickly and provide you with the best ones. It'll save you time and effort so you can drive home to Plainview, TX in your next car soon.

Sell Your Car Easily, Right Here in Lubbock

Not only do we take trade-ins, but we'll also buy your car with cash for a more-than-fair price, and you're under no obligation to purchase anything in return. You can even do most of the process from your Hobbs, NM home, saving you even more time. We have deals and incentives on all sorts of vehicles here, so you can often find what you're looking for at a competitive price. We'd love to work with you to customize your financing to fit your budgetary needs. We want to make sure our customers can afford the car they want.


Spirit Chrysler Dodge Jeep Ram

4611 Avenue Q
Directions Lubbock, TX 79412-2205

  • Sales: (877) 647-4429
  • Service: 806-747-4461
  • Parts: 806-747-4461

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The 'Customize Your Deal' Online Shopping Tool

It might be everyone's dream to customize their auto-financing deal. You know what your financial picture encompasses. And, you budget accordingly as the months pass.

And that's the premise behind the Spirit Chrysler Dodge Jeep Ram "Customize Your Deal" tool.

Here are the steps, and how to complete each toward customizing your auto-financing deal:

  1. Find the Chrysler, Dodge, Jeep or Ram that meets your needs.
  2. Apply for financing using the online financing application.
  3. Determine your down payment.
  4. Personalize you monthly cost.
  5. Add the value of your trade.
  6. Find special offers and dealer incentives.
  7. Choose your financing or lease term.
  8. And, finally, incorporate your credit score.
Once your have your online deal, you can decide whether or not to take the next step.

Chrysler Capital Online Financing

With their specialized online tool, Chrysler helps you get answers fast. Should there be some initial doubt as to credit history, it might be more helpful to use the Credit Approval Tool. Here, enter the requested information on a short, online form:

  • Full name.
  • Cell phone number and email address.
  • Residential address.
  • Tap the "Get Your Results Now!" button at the bottom of the form.

Without the requirement of using your SSN, you'll learn the maximum amount you may qualify for. This is called the Automotive Credit Score, and as such doesn't affect your comprehensive credit rating elsewhere.

How can we help?

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By submitting this form, you are also consenting to receiving text messages on the behalf of Spirit Auto. Entering your name on this form is a confirmation that you are opting-in to text messaging from Spirit Auto.

Auto Financing with Spirit Chrysler Dodge Jeep Ram

Ready to get started? To apply for financing, do the following:

  1. Enter personal information in Section One.
  2. In the following section, fill out for residential information.
  3. The third section to the right requires employment and income details.
  4. Below, should there be any co-applicant information, enter it here
  5. Finally, you'll get the chance to enter in important extra info like any trade-ins, expected down payment, and a monthly payment calculator to kick start the process.

Before submitting, you'll be asked whether you already have a vehicle in-mind, if you know the vehicle you want you can try to reserve your spot in line for it at no obligation to you. This is process is not required for sale, but it is the faster way to get to the Ram 1500, Jeep Wrangler, or other new car that your family desires.